How do I find an old 401k that I think I contributed to at a former employer?

October 18, 2012 By Integrity Financial Corporation With Comments are off for this post

410khelpcenter.com has a FAQ page to help answer your question. Please see below.

Answer: There are generally four ways to locate information about an old 401k plan:

  1. The first and best method of locating an old 401k is to contact your old employers. Ask them to check their plan records to see if you ever participated in their 401k plan. Be sure to have ready your full name, social security number and the dates you worked for them.
  2. Due to mergers, bankruptcies, relocations, etc., it often is not possible to located a former employer. In these cases, locate an old 401k plan statement to see if it contains any contact information for the firm that administered the plan. If it does, call them and ask if they can check on your account.
  3. One other method is to contact several former employees you worked with and see if they still have any records that will help you locate the administrative firm.
  4. Most plans are required to file an annual “Form 5500” with the U.S. Government. You can search these 5500’s for the name of your former employer at free websites like www.freeERISA.com. If you can find a Form 5500 on an old plan, it will have contact information.
  5. Check with The National Registry to see if your former employer has listed you as a missing participant. The registry is a nationwide, secure database listing of retirement plan account balances that have been left unclaimed. This website is designed to help match employers with abandoned or forgotten employee retirement account balances with the former employees.

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To read more, please visit the 401khelpcenter.com article link.

Integrity Financial Corporation’s flagship 401k client is the Association of Washington Business (AWB) in Olympia. AWB is Washington state’s premier advocate for the business community and is recognized as The State’s Chamber of Commerce. This plan has a BrightScope Rating of 76, placing it in the top 15% of all plans in its peer group.www.brightscope.com

Integrity Financial Corporation helps business owners and individuals build a financial legacy through well designed executive compensation and retirement plans. Our clients can expect to receive personalized service and expertise, built on a foundation of trust. To contact an advisor, please call us at 1.800.794.4015.

Please visit our website at www.ifclegacy.com to have an independent fiduciary 401k advisor at Integrity Financial Corporation analyze and evaluate your company’s 401k plan.